A Flooded Property & A Missing Tenant- How We’re Handling Our Latest Mishap

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It was Sunday night at about 9:30 p.m. when we got the call.  The pipes in the condominium building had burst and our unit, along with the two below, were flooded.  The fire department was at our door waiting for the ok from us to break down the door so that they could stop the leak.  The only problem, our tenant wasn’t home.

Our dilemma.

What is the fire department breaks down the door, goes in and fixes the problem and leaves the door hanging open.  Why?

What if our tenant was away for work or on vacation for a week and their home was left open for anyone to enter, steal or vandalize.  Yes, we were concerned with the fact that our property, which we remodeled ourselves, was undergoing crazy damage.  But, our tenant and his personal belongings was our main concern.

What happened?

After many phone calls back and forth with the condo association board members and calls to our tenant, we finally got through to our tenant.  He was not that far away and was able to drive over to let in the fire department to stop the leak.

Pheww. That problem was solved.  Now, what about our property?

Although I often talk about how important it is to leave the emotion out of investing.  This unit was our first rental that we spent a month rehabbing.  We put in the new floors ourselves, painted, fixed holes in the walls, updated hardware, etc.  So, it’s hard for me to say that I didn’t have an emotional stab to my heart when I heard this.

While I often talk about all of the great things about investing in rental properties there are things that happen that are not so glamorous.  As an investor, you should expect these things to happen. If you account for this ahead of time you won’t also have a financial stab in the gut when you think about how to fund the repairs.

That brings me to the next issue which we are still in the process of figuring out.

Who pays for the repairs?

I mentioned earlier that the unit is a condo and involved with a condo association.  As an owner of a condo, we own what is within the walls of our unit, not the building, roof, etc.  Therefore, our immediate thought is that the association is responsible for funding the repairs as the pipe that broke was a main water line for fires.

Since this just happened we are in the process of hearing back to move forward.  I will write a follow up post as we move forward.

To Be continued....

Have you had something like this happen to you? Share your story in the comments.


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1 Comment

  • Water is never a good thing. From what I see, the HOA should pay for the damages. Or the apartment above, which may be yours.

    If it was a sink leaking, or a faucet put in incorrectly, it’s the owners fault and pays. If it is a random pipe burst, it’s covered by the HOA and insurance.

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